Our Pricing Strategies

Illustrative monthly bundles—final premiums depend on age, location, coverage limits, and carrier underwriting.

Essential Plan

$89/mo

Ideal for renters and young professionals starting their protection journey.

  • Preventive health & basic dental
  • Renters personal property $25K
  • $250K term life (20-year level)
  • Digital policy wallet & alerts
  • Annual coverage review email
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Premium Plan

$229/mo

Comprehensive limits for established households and small home offices.

  • Enhanced health, vision & mental health
  • Replacement cost homeowners
  • Whole-life allocation component
  • Priority claims concierge
  • Quarterly planning sessions
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Understanding Your Quote

Published rates are starting points based on representative profiles. Your advisor will explain how deductibles, coinsurance, and bundling affect total cost of ownership. We never charge separate brokerage fees for standard personal lines; compensation comes from carrier commissions disclosed at enrollment.

Business and specialty lines are quoted individually after a short discovery form. Contact us for a customized comparison table.